Legal Debt Protection
Prevent Repossession Under the National Credit Act
Legally stop sheriff action, protect your car and home, and get one affordable payment.
- Prevent repossessions, embarrassment and inconvenience
- Immediately stop creditor calls & harassment
- Legally reduce payments
- Full protection under National Credit Act
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312 People
requested help this week
Take Your First Step to Secure Your Assets
Time is of the essence. Act now before it is too late.
We’ve helped over 10,000 South Africans reduce their debt payments under the protection of the National Credit Act.
Trusted Debt Relief Experts
This is why thousands of South Africans choose Debt Review Centre
Time Matters
If you’ve received a Section 129 letter, summons, or court date, we can still help—contact us today to activate protection before assets are attached.
Get Help Now
Provide us with important basic information and we your get protection proccess started right away.
How It Works
- Free assessment. We review arrears, notices, and court status.
- Activate NCA protection. We notify creditors & stop harassment/sherriff action where applicable.
- One affordable plan. We negotiate reduced instalments and interest so you can keep your assets.
- Ongoing support. Monthly tracking, updates, and creditor communication.
Repossession FAQs
- I’ve already had a sheriff letter—can you still help?
In many cases, yes. Contact us immediately.
- Will my car be safe while on debt review?
Debt review provides legal protection that aims to prevent repossession while you comply with the agreed plan.
- Do I need to go to court?
We’ll guide the legal process; many matters are finalised without you appearing in person.
- Fees?
Transparent and regulated—no upfront fees. You’ll see exactly what you pay and when.
Debt Review Centre operates under the National Credit Act. Outcomes depend on individual circumstances. ‘Up to’ figures are examples based on historical cases. We’ll explain all fees and legal steps before you proceed.
Success Stories from Our Clients
See how we’ve helped South Africans achieve financial freedom through our proven debt review process under the National Credit Act.
From sleepless nights to peace of mind
"Thanks to DRC's guidance, I'm now debt-free after 5 years of struggling with creditors. Their knowledge of the National Credit Act made all the difference."
Sarah Johnson
Cape Town
Debt Amount
R250,000
Timeline to Freedom
18 Months
From constant stress to financial control
"I was skeptical at first, but DRC's NCR-registered Debt Counsellors helped me reduce my monthly payments by 45%. I can finally plan for my children's education."
Michael Peters
Johannesburg
Debt Amount
R180,000
Timeline to Freedom
24 Months
From overwhelmed to empowered
"The relief of having experts guide you through debt review is incredible. DRC navigated the legal process and protected me from creditor harassment."
Lisa Thompson
Durban
Debt Amount
R320,000
Timeline to Freedom
36 Months
Help Is On Its Way
Let's see how we can help
Complete the form below as accuratly as possibe. It will take you about five minutes to complete. Once you are done you will have an accurate understanding of where you stand, what can be done to free you form your financial stress and what the next step will be.
Free Debt Savings Calculator
Using this calculator will provide you with immediate results of your current financial position, how much you could save per month with Debt Review. And what your next step is to secure your assets.
IMPORTANT! This form is not an application for debt review, it is meant to give you an idea of your financial situation and potential savings. Please note that a minimum debt amount of R20,000 is required for us to assist you.